Terms of Service

Effective date: March 2026 — Last updated: July 31, 2026

IMPORTANT DISCLAIMER

SignArmor provides AI-powered contract analysis for informational purposes only. This is NOT legal advice. Always consult a qualified attorney before making legal decisions based on any analysis provided by this application. SignArmor does not establish an attorney-client relationship.

1. Acceptance of Terms

By downloading, installing, or using SignArmor ("the app"), you agree to be bound by these Terms of Service. If you do not agree, do not use the app.

SignArmor is a service operated by I12Y Limited, a company registered in Cyprus (Michailidi 9, Limassol 3026, Cyprus). References to "SignArmor," "we," "us," or "our" mean I12Y Limited, and these Terms are concluded between you and I12Y Limited.

2. Service Description

SignArmor is an AI-powered document analysis tool that helps users understand contracts and legal documents. The app uses artificial intelligence (OpenAI's API) to identify potential red flags, unusual terms, hidden fees, and provide a safety score for uploaded contracts.

The analysis is generated by AI and may contain errors, omissions, or inaccuracies. It should be used as a starting point for understanding a contract, not as a substitute for professional legal review.

3. User Accounts

To analyze contracts, you must sign in — with Apple Sign-In (iOS), or Google Sign-In or a one-time email code (web). Limited guest browsing is available without an account.
You are responsible for maintaining the security of your account.
You must be at least 16 years old to use SignArmor.

4. User Responsibilities

You agree not to:

Upload illegal, fraudulent, or malicious content.
Attempt to manipulate, exploit, or reverse-engineer the AI analysis system.
Use the service to generate misleading legal opinions or impersonate legal professionals.
Upload content that violates third-party intellectual property or privacy rights.
Exceed rate limits or attempt to circumvent usage restrictions.
Use automated scripts or bots to interact with the service.

5. Subscription Terms

Free tier: One complimentary analysis with limited results.
Single analysis: One-time purchase for a full analysis.
Basic plan: Monthly subscription with up to 10 analyses per period.
Pro plan: Monthly subscription with no monthly limit; an hourly fair-use limit applies to protect the service.

Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions through your Apple ID settings. Refunds are handled according to Apple's refund policy.

Prices may change from time to time. Any change to subscription pricing takes effect at the next renewal and is surfaced to you through the App Store before it applies. Your continued renewal after a price change constitutes acceptance of the new price.

6. Intellectual Property

Our property: The SignArmor app, its design, code, AI prompts, and branding are owned by SignArmor and protected by applicable intellectual property laws.
Your property: You retain full ownership of the contracts you upload and the analysis results generated from them. We claim no rights over your content.

7. Third-Party Services

SignArmor depends on third-party providers to function, including OpenAI's API (AI analysis), Supabase (database and authentication), Apple (Sign-In and payment processing), and Google (Sign-In on the web). We do not control these providers and are not responsible for their availability, performance, outputs, or any acts or omissions on their part. AI outputs are machine-generated and are not reviewed, verified, or endorsed by us. Your use of these providers may also be governed by their respective terms and privacy policies.

8. Service Availability, Modifications, and Discontinuation

The service is provided on an "as available" basis. We may modify, suspend, or discontinue any part of the service — including features, plans, and availability — at any time, with or without notice. We do not warrant that the service will be uninterrupted, timely, secure, or error-free. To the maximum extent permitted by law, we are not liable for any unavailability of the service, for data loss resulting from outages, or for the modification or discontinuation of the service. For any paid period affected, your remedies are limited to those available under Apple's refund policy.

9. Disclaimer of Warranties

To the maximum extent permitted by law, the service is provided "AS IS" and "AS AVAILABLE," with all faults and without warranty of any kind. We disclaim all warranties, whether express, implied, or statutory, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and quiet enjoyment. We do not guarantee the accuracy, completeness, or reliability of any AI-generated analysis. No advice or information, whether oral or written, obtained from us or through the service creates any warranty not expressly stated in these Terms.

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you; in such jurisdictions our warranties are limited to the minimum scope and period permitted by law.

10. Limitation of Liability

To the maximum extent permitted by law:

SignArmor shall not be liable for any decisions made, contracts signed, or actions taken based on the analysis provided by this app.
We shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, goodwill, or business interruption, whether arising in contract, tort (including negligence), strict liability, or otherwise, and even if we have been advised of the possibility of such damages.
Our total aggregate liability for any claim arising from or relating to the app is limited to the amount you paid for the service in the 12 months preceding the event giving rise to the claim.

These limitations apply to the fullest extent permitted by law and are a fundamental basis of the bargain between you and us.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud or fraudulent misrepresentation, gross negligence or willful misconduct, or — for consumers in the EEA/UK — liability for death or personal injury caused by negligence, and statutory consumer rights that cannot be waived.

11. Assumption of Risk

You acknowledge that AI analysis may be wrong, incomplete, or misleading, and you agree that any reliance you place on it is at your own risk. SignArmor is a preliminary informational tool only. For any contract of consequence, you must consult a qualified attorney before acting.

12. Indemnification

You agree to defend, indemnify, and hold harmless SignArmor and its officers, directors, employees, and agents from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

your use or misuse of the service;
content you upload, including any infringement of third-party rights;
your violation of these Terms or any applicable law;
any decisions or actions you take in reliance on any analysis.

13. Dispute Resolution; Class Action Waiver

Before filing any claim, you agree to contact us at support@signarmor.app and attempt to resolve the dispute informally for a period of 30 days. To the extent permitted by applicable law, all disputes shall be resolved on an individual basis only: you and SignArmor waive any right to bring or participate in class actions, collective actions, or representative proceedings. Any claim must be brought within one (1) year of the events giving rise to it, where such a limitation is permitted by law.

If you are a consumer in a jurisdiction whose law grants you the right to bring proceedings in your local courts or under mandatory local law, nothing in this section deprives you of that right.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions. Any disputes shall be resolved in the competent courts of the Republic of Cyprus. Nothing in this section affects the mandatory consumer-protection law of your country of residence, which continues to apply where applicable.

15. Force Majeure

We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, internet or utility failures, outages of third-party providers (including AI-model providers), governmental action, and epidemics.

16. Apple App Store Terms

The following terms apply when you use the SignArmor iOS app obtained through the Apple App Store:

These Terms are concluded between you and SignArmor only, and not with Apple. Apple is not responsible for the app or its content.
Apple has no obligation to furnish any maintenance or support services with respect to the app.
In the event of any failure of the app to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the app. To the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the app.
Apple is not responsible for addressing any claims by you or any third party relating to the app or your possession and use of it, including product liability claims, any claim that the app fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
In the event of any third-party claim that the app or your possession and use of it infringes that third party's intellectual property rights, Apple is not responsible for the investigation, defense, settlement, or discharge of any such claim.
You represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, have the right (and are deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

17. Termination

You may delete your account at any time through the app's Settings.
We reserve the right to suspend or terminate accounts that violate these terms, abuse the service, or engage in fraudulent activity.
Upon termination, all your data will be deleted in accordance with our Privacy Policy.

18. Privacy

Your use of SignArmor is also governed by our Privacy Policy, which describes how we collect, use, and protect your data.

19. Changes to Terms

We may modify these Terms of Service at any time. Material changes will be communicated through an in-app notification. Continued use of the app after changes take effect constitutes acceptance of the updated terms.

20. General

Severability: If any provision of these Terms is found invalid or unenforceable, it will be reformed to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in full force and effect.
No waiver: Our failure to enforce any provision is not a waiver of our right to enforce it later.
Entire agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and us and supersede any prior agreements regarding the service.
Assignment: We may assign these Terms; you may not assign them without our prior written consent.
Survival: Sections that by their nature should survive termination — including Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, and Dispute Resolution — survive termination of these Terms.

21. Contact

For questions about these Terms of Service, contact us at:

support@signarmor.app